The Saddle Club is thrilled to be attending an international riding competition, even if it means they have to serve as humble grooms for Beatrice Benner and her horse, Southwood. Beatrice is the most spoiled rich girl they've ever met, but she is a talented rider. Then an accident threatens to end her career. Stevie, Carole, and Lisa want their friend Kate Devine to take over, but does Kate have what it takes to be a gold medal rider.